Over a decade ago, Industrial Code Rule 60 was established as a discount program to encourage employers in New York State to create a variety of programs that would help to decrease the number of injuries in the workplace while also helping owners to reduce the costs of workers compensation. To be eligible for a discount of up to 10% on workers compensation insurance premiums, employers must meet a number of different criteria.

Employers can apply if they are insured through the State Insurance Fund or another insurer that issues policies for workers comp in New York. Other criteria for application include paying an annual premium of at least $5,000, maintaining an experience rating under 1.30 for two consecutive years, not having to comply with a mandatory corrective safety and loss prevention program due to a high experience rating, and implementing three volunteer programs. It’s the latter that we’ll be focusing on in today’s post. What are the three programs? Keep reading to learn more.

Industrial Code Rule 60 Programs


Savings: 4% the first year, 2% all subsequent years

Creating a safety program can help to make your employees feel safer while at work. Did you know that injuries and illnesses at work can increase retraining costs, absent workers, and production issues? Similarly, they can cause morale to drop, productivity to decrease, and profits to plummet.

Having a safety program in place is beneficial to both your company and to your employees, and it can help to reduce turnover and improve morale.

Drug and Alcohol Prevention

Savings: 2% the first year, 2% all subsequent years

Drugs and alcohol represent a threat in many workplaces, but having a drug and alcohol prevention program in place can make a large difference. Because so many people struggle with issues related to drugs and alcohol, having a dedicated program in place can reduce accidents, turnover, and medical costs to your company.

People who are substance abusers are more likely to be involved in accidents in the workplace, and they’re five times more likely to file workers comp claims than their sober counterparts. Having a program in place means that you can help employees solve drug and alcohol problems that affect their work and their lives.

Generally speaking, employers save between $5 and $16 for every dollar they invest into drug and alcohol prevention programs, making them a win/win across the board.


Savings: 4% the first year, 2% all subsequent years

If you’re interested in helping your employees get back to work quickly after a job-related injury or illness, implementing a return-to-work program is one of the best ways to do it. Not only can these programs help to reduce lawsuits, but they also decrease the frequency of lost time, reduce the need to hire replacement workers, and more.

Of particular interest to employers is the fact that a return-to-work program can reduce workers comp costs, wage replacement costs, medical costs, and FMLA.

Programs Can Be Tailored to Suit Your Needs

One of the best parts about these programs is that they can be customized to suit the specific needs of your business and your employees. In other words, you don’t have to follow a rigid set of guidelines for a program that none of your employees will find beneficial. Instead, you can improve your workplace safety and reduce workers compensation insurance costs while also providing your employees with helpful and valuable information.

The truth, however, is that earning credits for Industrial Code Rule 60 can be a challenge if you aren’t sure of the specifics. That’s where the team at Workers Comp Cost Relief comes in. We’ll work with you to establish the three loss prevention programs above while also helping you to work through the application process to ensure that everything is approved by the New York Department of Labor.

Get a Free Initial Consultation Today

When it comes right down to it, you can turn to our team to help make your company a safer and more cost-efficient place. Contact us today to get a free initial consultation. We only earn our fee (as a percentage of your savings) when your programs are DOL approved. Reach out today to start the process of making your company a little bit better. We look forward to hearing from you!